Everyone needs a money blueprint to find the balance between earning money and maintaining your personal happiness. Keep reading to find out why you need a money blueprint and how to get started.
Find Balance in Life With a Money Blueprint
One of my blog readers recently posted an article about a wealthy Austrian businessman who is in the process of giving away his amassed fortune and retreating “to a small wooden hut in the mountains or a simple bedsit [in Austria]”.
“Money is counterproductive—it prevents happiness to come,” said Mr. Rabeder, who sold interior furnishings and accessories. “For a long time I believed that more wealth and luxury automatically meant more happiness.”
Most people understand this concept the idea that “money isn’t everything”. Unfortunately, most people aren’t in the position to actually know for themselves because they aren’t rich. It’s unfair for a wealthy person to advise someone who is struggling financially that “money isn’t everything”. That line doesn’t work when the mortgage is due.
Mr. Rabeder, much to his credit though, says at the end of the article that he does not judge those who choose to keep their riches, and that he was following the advice of his own heart and soul. He also confesses in the article that he came from a poor family “where the rules were to work more to achieve more material things, and I applied this for many years”.
How to Use a Money Blueprint
You don’t have to give away all your riches to find peace within yourself or personal happiness. Instead, you can create a money blueprint for yourself.
For Mr. Rabeder, his blueprint said that he had to toil his life away in order to get more. But shouldn’t it be the opposite? You get rich so that you don’t have to work hard. Didn’t he accomplish just that?
Whether people choose to “be comfortable” or be rich, there’s always room for regrets, regardless of if you made a lot of money or not. So it’s not about the money; it’s about us. It’s about our money blueprint and how we balance finding wealth with pursuing personal happiness.
So, does building wealth mean you have to be miserable? Of course not! Becoming rich does involve making changes, which can sometimes seem like work. It can require changes in your thoughts, habits, and actions that hopefully bring measurable results. You can measure happiness as surely as you can measure your idea of wealth.
The Essentials Questions to Ask for Your Money Blueprint
Ask yourself these questions:
- Are you enjoying life?
- Are you becoming the person you want to be?
- Do you feel like you’re wasting time?
These things matter, but you don’t have to suffer through the process. If your money blueprint involves misery, what will the outcome be? From a happy millionaire’s point of view, I can only suggest that it does not have to be this way.
Quite frankly, how happy can anyone be when they’re constantly anxious about finances? There’s no way to be worry-free about money without being financially free. Getting out of debt and staying out of debt with income that out-paces living expenses and materials wants is important.
Building wealth does not have to turn into greed, selfishness, or out-of-control materialism. These are choices people make based on their individual money blueprint. Money does not have to rule our lives, but it doesn’t have to fall by the wayside either. We can grow emotionally, spiritually, and financially while defining our ideas of happiness.
Share your thoughts on money blueprints and how wealth impacts your happiness in the comments section.
This article has been updated for relevancy and accuracy. It’s original publish date was 04/02/10.